Small Business Resource Center
Latino Entrepreneurs Face — and Can Overcome — Funding Obstacles
Latino Entrepreneurs Face — and Can Overcome — Funding Obstacles from Stanford Graduate School of Business
This article details some of the research findings from the 2020 State of Latino Entrepreneurship report. The report finds that capital access is still a major challenge for Latino-owned businesses. The article also summarizes tips for increasing the chances of approval. It recommends that business owners build relationships with bankers so they are more than just another face in the crowd. Small business owners should also consider developing relationships with regional and community banks. These banks may be more likely to provide the support and funding small business owners need.
Understanding the Three Major Business Credit Bureaus
This resource provides information on the three big business credit bureaus that generate business credit reports: Dun & Bradstreet, Experian, and Equifax. It outlines information about where each credit bureau gathers information from and what indexes or scores they report about your business in addition to your credit score. The article also includes information on accessing your business credit score and correcting inaccurate information. This resource can help business owners better understand their business credit profile which is an important factor in accessing capital and working with suppliers and vendors.
Opportunity Fund Network About CDFIs
Opportunity Fund Network About CDFIs from Opportunity Finance Network (OFN)
Opportunity Finance Network (OFN) provides an explanation and history of CDFIs in the About CDFIs page. The OFN CDFI locator covers all 50 states, but is limited to OFN member CDFIs. If you are looking for a list of all CDFIs in your area, use the resource titled “CDFI Fund Locator Spreadsheet.”
Vision, Mission, Overview about the CDFI Fund
Vision, Mission, Overview about the CDFI Fund from Community Development Financial Institutions Fund
This Community Development Financial Institutions (CDFI) Fund page shares its vision, mission, and an overview of fund programs. The information on this site is geared towards those managing a CDFI or interested in starting one. However, the CDFI Fund maintains a list of all certified CDFIs. Interise has formatted the list to make it more user-friendly and provided an accompanying directions sheet. See the resource titled “Find a Certified CDFI and Directions for CDFI Fund List”
Tipos de capital
Tipos de capital from CoAlly
(ESP) Esta infografia muestra los diferentes tipos de capital que se necesita una empresa para lograr su funcionamiento y la produccion del bien o servicio que ofrece. Ademas explica la importancia que tiene cada uno de estos tipos de capital para la organizacion de una manera facil y sencilla
(ENG) This short infographic explains the different types of capital that a company may utilize to develop its commercial activity. It also explains the importance of each type of capital to the operation of a business.
Small Business Loans
Small Business Loans from Accion
Accion is the largest CDFI in the US and covers all states except Vermont. Go to the Accion website to apply for a loan and to learn from their extensive small business resources.