This article details some of the research findings from the 2020 State of Latino Entrepreneurship report. The report finds that capital access is still a major challenge for Latino-owned businesses. The article also summarizes tips for increasing the chances of approval. It recommends that business owners build relationships with bankers so they are more than just another face in the crowd. Small business owners should also consider developing relationships with regional and community banks. These banks may be more likely to provide the support and funding small business owners need.